Every year, over 430,000 individuals in the Netherlands find themselves involved in a traffic accident, with approximately 130,000 requiring emergency medical care. Such collisions can have a serious impact on both your physical health and finances. You may, for instance, be forced to stop working due to a whiplash injury or hire extra household help, leading to mounting bills. If another party is deemed responsible, they must compensate you for all resulting losses. Our car accident lawyer will guide you through each step, helping you claim the reimbursement you’re entitled to.

Liability in Dutch traffic accidents

Responsibility is typically determined by examining key traffic regulations. If the other driver clearly violated these—by failing to yield, making a reckless maneuver, or rear-ending you—they are usually held liable. However, some cases require additional investigation if the circumstances are less straightforward.

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Extra protection for vulnerable road users

The law grants special consideration to pedestrians, cyclists, and children because of their increased risk in traffic:

  • They often receive compensation even if they share some fault for the incident.
  • Children under 14 are fully compensated if they’re harmed by a motorized vehicle, underscoring their extra protection under Dutch regulations.

When you are at fault

If you cause an accident without another vehicle being involved—for example, by slipping on an icy road—there’s generally no one else to hold liable. In such a case, a “Schadeverzekering Inzittenden” (SVI) can help. This policy provides coverage for your own injuries as if there were a third party responsible.

Compensation after a car accident

Should you sustain physical or psychological injuries because of a traffic accident, you can claim:

  • Material damages: medical bills, vehicle repairs or replacements, lost income, and related out-of-pocket costs.
  • Non-material damages (pain and suffering): compensation for emotional distress, diminished quality of life, and long-term effects on your overall well-being.

The exact amount depends on factors like the seriousness of the injury, the length of your recovery, and precedents from similar cases.

How to file a claim

Begin by gathering critical evidence, such as an accident report, photos of the crash scene, and medical documentation. We then contact the responsible party’s insurer to establish liability. Once liability is acknowledged, you qualify for compensation. At that point, we typically request an advance payment to cover immediate costs.

Advance payments

After the insurer accepts fault, they may grant an initial payment to help pay for urgent expenses, like medical care or home modifications. This advance can be vital while awaiting the final settlement.

What to do immediately after a traffic accident

  • Fill out the accident report together with the other party, noting all relevant contact and insurance details.
  • Photograph any vehicle damage, road conditions, and injuries.
  • Collect witness statements if available.
  • Consult a healthcare professional to document your injuries, even if they appear minor.
  • Keep receipts, invoices, and any other documentation of expenses linked to the incident.

We provide free legal assistance

If you’ve been hurt in a car accident, you probably have questions about your rights and the best next steps. Our car accident lawyer offers free, no-obligation advice to make sure you understand your options and can pursue fair compensation. Reach out to us today for guidance, and let us handle the legal aspects so you can focus on recovery.

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